Financing Health System Assignment
Out-of-Pocket-Payments
The above image is the WHO health financing framework for Universal Health coverage.
WHO’s approach to health financing focuses on core functions:
revenue raising (sources of funds, including government budgets, compulsory or voluntary prepaid insurance schemes, direct out-of-pocket payments by users, and external aid)
pooling of funds (the accumulation of prepaid funds on behalf of some or all of the population)
purchasing of services (the payment or allocation of resources to health service providers)
In addition, all countries have policies on which services the population is entitled to, even if not explicitly stated by the government; by extension, those services not covered are usually paid for by patients (sometimes called co-payments). (Ref: WHO, 2019)
Several indicators form part of revenue-raising for a country’s health expenditures. Low-and-middle-income countries are largely dependant on either external funding or Out-Of-Pocket Payments (OOPS) by users (patients). OOPS is a reliable indicator for tracking efficiencies/deficiencies in a health system. Higher OOPS indicates higher household expenses to cover their healthcare expenses. Millions of people don’t access healthcare due to higher OOPS. Countries should structure policies to reduce OOPS.
Your task is :
Go to this website: https://apps.who.int/nha/database/Select/Indicators/enLinks to an external site.
Search OOPS and select ‘Out-Of-Pocket-Payments as % of Current Health Expenditure CHE’ indicator
Click Next and select atleast 4 countries (including your own country)
Click Next and select the latest year
Click Next and select ‘% of Current Health Expenditure CHE’
On the left hand side, click on ‘View data and build report’
A Table will be generated.
Save the table in Excel format and copy-paste the table here
Reflect on what you have observed
List few methods to reduce Out-Of-Pocket-Payments and explain them in a couple of sentences
This answer doesn’t need referencing unless you are using references from external source
( Max: 400 words ) – Write Style: APA7 Style
Submission Method : Word document via (( Turnitin AI will be detected ))